If you are planning for an early retirement, retiring earlier than the traditional age of 62 or 65, having a good retirement savings plan goes a long way to help you to meet that goal by providing the financial security that is needed. It is unfortunate that most people usually do not think about planning for retirement needs until they are close to retirement age and find themselves working well past the age of 62 or 65 just to make end meet. Some foresight and frugal early retirement planning would allow many more people to a financially secured retirement.  Read more...